Helping families get into their dream home since 2002.

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Mortgage Loans, Refinancing and Home Improvement Loans

Whether you’re new to the home buying process, or you’ve purchased a home before, it’s helpful to
start by working with a team who has your best interests in mind.



This calculator gives you an idea of what all is associated with your monthly mortgage payment. You can also compare loan types to find your perfect match.

Use this calculator to get an estimate of your overall savings and new monthly payment to see if refinancing should be in your near future.


Ready to buy? Get an estimate of how much home you can afford with this calculator. From there, we can help you find a home that fits perfectly in your budget.

Our rent vs buy calculator compares the costs of renting to the complexity of buying a home, so you can make the right choice based on your financial situation.


Partner with a trusted loan originator.

As a realtor, financial planner or CPA, you want to refer your clients to someone with experience. The Bill Black Team can handle the most difficult of transactions.  When other lenders say no, we says yes.  Our specialty is providing financing for self-employed borrowers that don't fit into "the box".  The Bill Black Team are also experts in jumbo mortgages, which requires another level of knowledge.


Jumbo Loan Expertise

Jumbo loan guidelines are very different from conventional loans.  Therefore, it's important to work with a trusted professional well versed in the jumbo market. Bill understands the nuanced details of jumbo guidelines and works with many of the best jumbo investors. He is experienced in navigating complex tax-returns and financial situations, allowing him to determine the best loan program for his clients.


Is Home Buying in your Future?

Prequalification* is the best way to start your home buying journey. With this, you’ll be able to make an offer the minute you find your dream home. More importantly, sellers are more likely to prefer your offer over a buyer who is not prequalified, giving you negotiating power. With PrimeLending’s secure loan application, you can easily apply from anywhere. Literally.


“Bill has created a niche for himself by developing the most can do attitude I have ever witnessed! He is genuinely committed to making sure our buyers receive the highest level of service imaginable, and his standards of service are exceptional.”

— Mona C., Austin, TX